May 11, 2001

Panorama Magazine
Rajah St. Cubao
Quezon City

To Whom It May Concern:

Thank you for the article “Debt No More” (April 2001).  I am 32 years old and a mother of two, a plain housewife and a full time mother.  Though I am not that deep  in debt, the article heightened my awareness of different money issues.  I know that since my husband is the only one working, I really have to budget.  Now, I think twice before borrowing money from anybody.

Again, thanks a lot for sharing those real-life solutions.

Sincerely,

Regina Banzon