Bad or “No Funds” Check Letter Sample

September 15th, 2009  |  Published in Claim and Complaint Letter

January 12, 1996

Mr. Dennis Santos
Tagles Ville
Abucay, Bataan

Dear Mr. Santos:

I am sorry to have inform you that your check bearing the date of January 25, drawn to me in the amount of Php 15,000 for the car accessories, is not good.

On January 26, I deposited the check in the Philippine National Bank. I received it back this morning with the notation “No Funds.”  We all make mistakes, at times, in the matter of our bank accounts, and I am sure that this is what happened in your case, perhaps because of heavy purchases for the Christmas season.

Of course, you understand my position in wishing to have the error corrected at once.  Will you therefore please send me immediately a certified check for Php 15,000 plus protest charge (statement enclosed) which I was required to pay.  Your prompt attention will enable me to adjust my account with the bank and to return your original check.

Sincerely,

Janice Ortega

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