August 25, 2002

Ronald H. Santos
# 143 Matalino St.
Rizal, Antipolo City

ABC National Credit Bureau
Morayta St.
Divisoria, Manila

Dear Sir/Madam:

This is to request for a free copy of my credit report maintained in your credit database.

Please use the following personal information to trace and forward the report to me:

Full name: Ronald Herrera Santos
Birthday: October 21, 1971
Social Security Number: 01454781
Address:  #143 Matalino St. Rizal, Antipolo City

I have enclosed herewith a copy of my driver’s license as a proof of my address and a photocopy of my Social Security Card.  If you have any questions concerning this request I can be reached at (02) 791-2911.

Thank you for your prompt attention to my request.

Sincerely,

Ronald H. Santos

August 25, 1997

Manuel L. Olondriz
Mountain View
California, USA

SSN 555-14-3333
DOB: 1/1/00

ABC Credit Information Services Inc.
P.O. Box 725241
Atlanta, GA 30374

Dear Sir/Madam:

I have noticed that there are several inaccurate items on my credit report and this inaccuracy has resulted inconveniences. I have not been able to apply for various loans.

I have attached the proofs of the items you need to verify.  According to the law these changes must be made at the earliest. Otherwise you are likely to violate the federal law.

Please send me an updated copy of my changed credit report as early as possible.

Thank you for your prompt attention in this matter.

Sincerely yours,

(sign)
Manuel L. Olondriz
Mountain View
California, USA