Elena Gonzalez
Wawa St. Abucay, Bataan

October 19, 2003

Re: Account No. 2465

Dear Sir/Madam:

Please cease and desist from your efforts of collecting debt payments on the above referred account.  I would like to work with the original creditor of the account rather than collections agencies.

Stop all collection efforts immediately or face legal sanction in accordance with the federal and state laws.

Sincerely,

(sign)
Elena Gonzalez